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your's WELLWISHER
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
38-A JEEVA STREET,
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
38-A JEEVA STREET,
VARATHARAJAPURAM MEDU,
UPPILIPALAYAM (POST)
COIMBATORE-641015
MOBILE- 99949 10202, 99439 66337
WEB SITE- www.licnandha.blogspot.com
WEB SITE- www.4myclients.blogspot.
SKYPE ID- call4nanda
LIFE INSURANCE,HEALTH INSURANCE,SHARE TRADING,D-MAT ACCOUNT, MUTUAL FUND,PAN CARD,TAX PLANING ,TAX RETURNS,FINANCIAL PLANING , GENERAL INSURANCE AND MUCH MORE.......
LIC’s SAMRIDHI PLUS
(Plan No.804)
A GUARANTEED NAV PLAN FROM
THE MOST TRUSTED INSURER OF India
•HIGH RETURNS
•SAFETY OF HIS/HER INVESTMENT
•MUST FULFILL HIS/HER DREAMS
•MUST COVER FOR UNFORTUNATE HAPPENINGS
•TENSION FREE INVESTMENT
•NO TIME FOR MANAGING FUND
Market Investment Provides
UP AND DOWN
Sensex
movement in last 8 Years
But,An Ordinary investor has
No Time to Manage Investment at Right point
Not able to predict the market correctly
Not able to track the market on daily basis
What is the Solution
ASK US !!!!
LIC’s Samridhi Plus
HIGH RETURNS + 100 % SAFETY
Without compromosing time and Money
MAIN ADVANTAGE OF SAMRUDI +
Investment in Government / Government Guaranteed Securities / Corporate Debt | Short-term investments such as money market instruments | Investment in Listed Equity Shares | Details and objective of the fund for risk /return | |
0% to 100% | 0% to 100% | 0% to 100% | Medium risk |
LIC DOES THE FUND SWITCHING IN SAMRIDHI PLUS
LIC’s SAMRIDHI PLUS
(Plan No.804)
A GUARANTEED NAV PLAN FROM
THE MOST TRUSTED INSURER OF India
Welcome to Samridhi+
High Returns With Guarantee !!!!!!
Low Charges
Partial Withdrawals
Accident Benefit Rider
Any Person aged 8 to 65 Yrs can Invest
IT Benefits !!!!
Just 3 Months !!!!
Switching taken over by the Most
Trusted Insurer
Assignment/Nomination allowed
BASIC ELIGIBILITY CONDITION
Who is Eligible: 8 to 65 yrs
Term of Policy: 10 Yrs
Minimum Sum Assured:
5 Yrs Premium Paying Term
For Age less than 45 Yrs: 10 times of Annualized Premium
Ages 45 Yrs and above : 7 times of Annualized Premium
Single Premium
For Age less than 45 Yrs: 1.25 times of Single Premium
Ages 45 Yrs and above : 1.10 times of Single Premium
Minimum Premium: Rs. 30,000 for Single premium
Rs. 15,000 p.a. for Regular Mode
Rs. 1,500 p.m. for monthly (ECS) mode
( Premium in multiples of Rs. 1,000/- for all modes other monthly mode. In Monthly mode it is Rs. 500/-)
Maximum Sum Assured:
5 Yrs Premium Paying Term
For Age less than 45 Yrs : 20 times of Annualized Premium
Ages 45 Yrs and above : 10 times of Annualized Premium
Single Premium
For Age less than 55 Yrs : 5 times of Single Premium
Ages 56 to 65 yrs : 1.25 times of Single Premium
Maximum Premium:
No Limit for Single P.A
Rs. 1,00,000 p.a. for Regular Mode
ADDITIONAL RIDERS
Accident Benefit
Minimum Sum Assured: Rs.25,000
Maximum Sum Assured: Rs.
50,00,000.
Minimum Entry Age: 18 years completed
Maximum Entry Age:60 years nearest birthday
Policy Term: 10 years
Sum Assured shall be available in multiples of Rs. 5,000
BENEFITS AVAILABLE
During the term of policy
Higher of Sum Assured or Policy Holder’s Fund Value
Maturity Benefits at the end of term
Fund value based on highest NAV during first 100 months or NAV as on date of maturity, whichever is higher
GUARANTEED NAV
In this product there is a guarantee of the highest NAV recorded on a daily basis, in the first 100 months of the policy, subject to a minimum of Rs. 10/-. The guarantee will be applicable only for units available in the policyholder’s fund at the end of the policy term. The period to be counted for guarantee of NAV shall be 100 months from the date of commencement of policy.
This Guaranteed NAV will not be applicable for the payment of death claim, surrender and partial withdrawals.
Charges
Allocation Charges
Premium | Allocation Charges |
First Year | 6.00% |
2ND to 5th Year | 4.50% |
Single Premium à 3.3%
Mortality Charges
Based on Sum Assured minus Policy Holder’s Fund Value
Accident Benefit Charges
Rs.0.50 per 1000 Sum Assured
Other Charges
•Policy Administration Charges
Rs. 30/- p.m. for First Year
Rs. 30/- p.m for second year and thereafter escalating @ 3% per year
•Fund Management Charges
@ 0.90% of fund value as at date of computation of NAV
•Guarantee Charges
@ 0.40% of fund value as at date of computation of NAV
•Bid Offer Spread: Nil
•Surrender Charges: Nil
•Service Charges: @ 10.3% on all above charges
WHY Guarantee for
100 Months
100 Months
Any Investment invested for more than 7 years will see a cycle of up and down of the stock market.
The Bond fund will also see full interest cycle.
LIC BIMA PLUS EXPERIENCE
FUND | NAV as on 14/02/2011 | HIGHEST NAV |
SECURED | 31.7010 | 32.3470 |
BALANCED | 40.2476 | 43.8574 |
GROWTH | 57.0698 | 65.6297 |
Short to Medium Term Performance of Index
Triggers for Insurance
Easy Liquidity – Partial withdrawals
Good and stable return on Investment
Commitment for a few years
Flexibility
SAMRIDHI PLUS ANSWERS ALL THE ABOVE
Samridhi+ Over Wealth+ COMPARE
SAMRIDHI PLUS – Table 804
Samridhi Plus an excellent plan for all ages…..
Samridhi Plus an excellent plan for all ages…..
8 to 12 years :Because Education is important.
13 to 18 years :To get that head start in life.
19 to 25 years :Save. It’s time to inculcate financial
discipline.
26 to 34 years :You have your loved ones to protect.
35 to 45 years :This plan gets you the best of Stock
Market Benefits through highest NAV.
•46 to 55 years : Because Samridhi Plus is
designed for your prosperity.
•55 to 65 years :The best of Samridhi Plus is for
you - Insurance Protection,
Safety & Growth for your
investments.
Aap Ki Sukh-Samridhi ki
Mangal kamnaon ke liye
LIC's Samridhi Plus.
I AM WAITING FOR
YOUR CALL
TO SERVE YOU
1,ALL DOCUMENTS AND FORMS RECEIVED IN YOUR DOOR STEP
2,RECEIPT GIVEN ON THE SPOT OF YOUR CHEQUE
3,OUR SERVICE TO CONTINUE WHEREVER YOU GO
4,COMPUTERISED DUE REMINDER
5,WE ARE ONE OF THE LEADING INSURANCE & WEALTHMANAGEMENT CONSULTANT IN COIMBATORE
2,RECEIPT GIVEN ON THE SPOT OF YOUR CHEQUE
3,OUR SERVICE TO CONTINUE WHEREVER YOU GO
4,COMPUTERISED DUE REMINDER
5,WE ARE ONE OF THE LEADING INSURANCE & WEALTHMANAGEMENT CONSULTANT IN COIMBATORE
S.V.NANDAGOPAL
your's
WELLWISHER
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
38-A JEEVA STREET,
WELLWISHER
THE PROFESSIONAL INSURANCE & INVESTMENT CONSULTANT
38-A JEEVA STREET,
VARATHARAJAPURAM MEDU,
UPPILIPALAYAM (POST)
COIMBATORE-641015
MOBILE- 99949 10202, 99439 66337
MOBILE- 99949 10202, 99439 66337
WEB SITE- www.4myclients.blogspot.
SKYPE ID- call4nanda
LIFE INSURANCE,HEALTH INSURANCE,SHARE TRADING,D-MAT ACCOUNT, MUTUAL FUND,PAN CARD,TAX PLANING ,TAX RETURNS,FINANCIAL PLANING , GENERAL INSURANCE AND MUCH MORE.......
